3D Secure (Verified by Visa)

ePay supports 3D-Secure (3 factor authentication, using a PIN number for Internet transactions). Some banks now require online merchants to use 3D-Secure (Visa's Verified by Visa). This aims to ensure that the person making the transaction is who they say they are.

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CVC/CVV2

ePay supports CVC/CVV2 checking and reporting. The CVV2 is the extra security code printed on credit cards, aimed to ensure that the person conducting the transaction is in possession of the credit card.

rePay recurring payment system

Multibase’s rePay system enables customers to authorise recurring payments through your web site, or for merchants to set them up through ePay’s Merchant Administration Centre.

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Batch transaction processing

Organisations with thousands of recurring or other transactions collected offline (e.g. charities, subscription services) often manage their payments within their own network or use the old-fashioned offline systems which do not provide real-time authorisation. Multibase can provide rapid, secure batch processing of these transactions from your file. The file can be generated within your offline system.

Pre-authentication of transactions

ePay supports pre-authorisation, pre-auth settlement advice and pre-auth reversals through the API and the Merchant Administration Centre. This is useful if a merchant wishes to check that funds are available before supplying goods, within a quoting system, or to receive a customer’s transaction subject to being able to supply the product or service.